MMSU becomes first state university in Northern Philippines to integrate GCash for campus-wide cashless services
A new agreement with GCash allows Mariano Marcos State University to use digital disbursement for scholarships, salaries, and other payments, aligning with Batac City’s push toward cashless public services.

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MMSU and GCash formalize cashless partnership in Batac
Mariano Marcos State University has signed an Implementing Agreement with GCash that will let the university use the GCash Fund Disbursement Service for scholarship releases, employee payments, and other financial transactions. The signing took place on June 23 at the Imelda Cultural Center in Batac City, with GCash regional leaders confirming that MMSU is the first state university in Northern Philippines to formally integrate these cashless services.
A step toward digital governance and financial inclusion
MMSU President Virgilio Julius P. Manzano Jr. said the partnership supports the university’s broader digital governance efforts, aiming to make financial services more accessible and convenient for students and employees while embedding digital tools into university operations. Under the agreement, MMSU will distribute free GCash cards for fund disbursement to all employees and scholars, and the university and GCash plan to roll out co‑branded MMSU–GCash cards for students, faculty, and staff later this year. GCash representatives noted that they are exploring additional programs with MMSU to expand cashless transactions across the campus.
Batac City’s cashless ID and regional significance
The signing coincided with the 19th Charter Day celebration of the City of Batac, where the city government, led by Mayor Mark Christian “Markee” Chua, also signed an agreement with GCash and launched a GCash Citizen’s ID for city residents. With Batac positioned as the first city in Northern Philippines to adopt cashless transactions for its constituents, MMSU’s move strengthens the city’s broader push toward digital public service and financial inclusion, creating a local ecosystem where government and higher education use the same cashless infrastructure.

Leaders and institutions behind the agreement
The Implementing Agreement was signed by President Manzano and G‑Xchange, Inc. Public Sector Head Cleo Celeste Santos, with MMSU Vice President for Administration and Finance Fides Bernardo Bitanga and Financial Management Services Director Christine Mae Piza witnessing the signing alongside GCash officials Trisha Nell Dizon and Marvin Valdez, Public Sector Account Manager for North Luzon West. Also present were Ilocos Norte Governor Cecilia Araneta‑Marcos, Batac City Vice Mayor Albert Chua, members of the Sangguniang Panlungsod, other city officials, and community members. MMSU officials in attendance included Extension Director Marlowe Aquino, ITC Skills Development Chief Gerry Contillo, International Mobility Chief Quincy Savellano, Cash Disbursement Officer Evieh Magno, and Accountant Agatha Dawn Corpuz.
What this means for Northern Luzon students and LGUs
For students and employees at MMSU, the integration of GCash means scholarships and salaries can move away from manual, queue‑based processes toward faster, app‑based disbursement, which is especially relevant for those who already use mobile wallets for daily transactions. For LGUs and other state universities across Northern Luzon, the Batac–MMSU example is an early signal that local governments and public HEIs can coordinate on a shared digital payments layer, reducing friction in public services and building a more consistent experience for residents and campus communities. The next question for the region is how quickly other institutions follow with their own digital finance integrations and how these tools can be used to support MSMEs, students, and local programs beyond basic payouts.
Original Source
This article is based on a news update by Jareason Fabre for Mariano Marcos State University on the signing of an Implementing Agreement between MMSU and GCash during the City of Batac’s 19th Charter Day celebration on June 23.
Market Context
The integration of mobile wallets like GCash into public universities and LGUs reflects a broader Philippine trend toward digital financial services, where mobile payments, cashless disbursement, and e‑government tools are used to reduce queues, lower transaction costs, and expand financial inclusion. For a regional hub like Batac and an SUC like MMSU, becoming early adopters in Northern Philippines positions them as reference points for other institutions considering similar partnerships, particularly in areas where many students and residents already rely on mobile platforms for remittances, bills, and everyday payments.
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